Only about 38 percent of people in the United States have a rainy day fund for unexpected emergencies. Therefore, when you need money fast, taking out a payday loan is a good way to deal with a financial emergency. Coming up with the money to repay the loan may be challenging if you’re living paycheck to paycheck, however. If your loan is coming due and you don’t have the cash to pay it back, here are two quick ways you can earn extra money to pay the lender.

1. Sell Your Body

Your organs, tissues, and vital fluids are worth over $551,000 on the black market. However, you don’t have to have a kidney removed at a sketchy back alley surgical center to exchange body parts for cash. There are plenty of places that will buy plasma, hair, and breast milk for top dollar.

For instance, in many cities there are companies who will pay you anywhere from $15 to $50 per donation of plasma. This yellow-colored liquid is extracted from your blood and is used to treat a variety of conditions such as autoimmune disorders and hemophilia.

If you have long and healthy hair, you can sell your tresses for cash. You can either use online classified ad sites to find and sell directly to a buyer, or you can sell to a company that specializes in procuring hair for wigs and other uses. Depending on the quality of your hair, you can make up to $1,000 or more.

2. Sell Old Technology

If you’re like most people, chances are pretty good that you have cell phones, tablets, or computer games sitting around that you’re not using. You can sell that unused technology for cash, even if it has a few dings. The used market for tech has boomed in recent years, and companies are scrambling to get inventory to sell to people who don’t mind getting a previously owned model for less than what retailers are asking for.

You can find many of these companies online. Typically, you would call the company or upload a description and pictures of the technology to the website. The representative would evaluate your device and make an offer, which will vary depending on the quality. A phone that works and looks good and that’s in demand could net you up to $350, for instance.

If you accept the offer, you would send the item to the company and they would forward payment upon receipt. This is a good way to declutter your home while earning money to pay off your payday loan.

Making your loan payments on time is critical to protecting your credit. If you can’t come up with the money to pay off the loan or at least make the minimum payment, contact the payday loan company for alternative options.